Privacy Policy

Last updated: April 28, 2026

At Dial4Cash, your privacy is our priority. This Privacy Policy outlines how we collect, use, and protect your information when you use our website and services.

1. Information We Collect

To provide our services, we collect the following personal information:

  • Personal Identity: Full Name, Mobile Number.
  • Financial Data: Bank Account Name, Bank Name, Account Number, IFSC Code, and UPI IDs for disbursing loans.
  • Location Data: Complete pickup addresses and pincodes for physical verification and device collection.
  • Device Information: Hardware specifics (Model, Storage, Age, Physical Condition).

2. Device Data Security Guarantee

We only use your smartphone as physical collateral. We do NOT ask for your device passwords, iCloud credentials, or Google account passwords. Our agents will never access your photos, messages, or internal digital data. You are strongly advised to keep your phone locked while in our custody.

3. How We Use Your Information

We use your data solely to:

  • Verify your identity and process loan applications.
  • Disburse funds securely to your bank account.
  • Send field agents to your specific location for device pickup and drop-off.
  • Communicate loan statuses, due dates, and repayment receipts.

4. Sharing with Partner Lenders

To fulfill loan requests quickly, your application details (excluding highly sensitive passwords, which we do not collect) may be assigned and shared with our verified, registered Partner Lenders. These partners are bound by strict confidentiality agreements to use your data (Address, Bank Info, Phone Model) strictly for the purpose of executing the Dial4Cash loan agreement.

5. Payment Security

All token payments and loan repayments are processed through secure, PCI-DSS compliant third-party gateways (e.g., Razorpay). We do not store your credit/debit card numbers or UPI PINs on our servers.